/* =========================================================
   Luxe Motors Co — Bonded Title Specialists
   Brand: Deep Navy #102A43 / Slate #486581 / White #F8F9FA
   Accent: Trust Green #2F855A
   ========================================================= */

:root {
  --navy: #102A43;
  --navy-dark: #0a1c2e;
  --slate: #486581;
  --slate-light: #829AB1;
  --bg: #F8F9FA;
  --white: #ffffff;
  --green: #2F855A;
  --green-dark: #276749;
  --border: #e2e8f0;
  --text: #1f2933;
  --muted: #627d98;
  --shadow: 0 4px 14px rgba(16, 42, 67, 0.08);
  --shadow-lg: 0 12px 32px rgba(16, 42, 67, 0.12);
  --radius: 10px;
  --maxw: 1140px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: 'Open Sans', system-ui, -apple-system, Segoe UI, Roboto, sans-serif;
  font-size: 16px;
  line-height: 1.65;
  color: var(--text);
  background: var(--bg);
  -webkit-font-smoothing: antialiased;
}

h1, h2, h3, h4 {
  font-family: 'Montserrat', system-ui, sans-serif;
  font-weight: 700;
  color: var(--navy);
  line-height: 1.25;
  margin: 0 0 0.6em;
}
h1 { font-size: 2.4rem; letter-spacing: -0.5px; }
h2 { font-size: 1.85rem; letter-spacing: -0.3px; }
h3 { font-size: 1.25rem; }
p  { margin: 0 0 1em; }

a { color: var(--green-dark); text-decoration: none; }
a:hover { text-decoration: underline; }

.container {
  max-width: var(--maxw);
  margin: 0 auto;
  padding: 0 1.25rem;
}

/* ---------- HEADER / NAV ---------- */
.site-header {
  background: var(--white);
  border-bottom: 1px solid var(--border);
  position: sticky;
  top: 0;
  z-index: 50;
  box-shadow: 0 1px 0 rgba(16,42,67,0.04);
}
.nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 0.9rem 1.25rem;
  max-width: var(--maxw);
  margin: 0 auto;
}
.brand {
  display: flex;
  align-items: center;
  gap: 0.65rem;
  font-family: 'Montserrat', sans-serif;
  font-weight: 700;
  color: var(--navy);
  font-size: 1.15rem;
  letter-spacing: 0.3px;
}
.brand:hover { text-decoration: none; }
.brand-mark {
  width: 44px; height: 44px;
  border-radius: 50%;
  display: grid; place-items: center;
  overflow: hidden;
  background: var(--navy);
}
.brand-mark img {
  width: 100%;
  height: 100%;
  object-fit: contain;
  display: block;
}
.brand-sub {
  display: block;
  font-family: 'Open Sans', sans-serif;
  font-weight: 400;
  font-size: 0.72rem;
  color: var(--slate);
  letter-spacing: 1.5px;
  text-transform: uppercase;
  margin-top: 2px;
}
.nav-links {
  display: flex;
  gap: 1.5rem;
  align-items: center;
}
.nav-links a {
  color: var(--navy);
  font-weight: 600;
  font-size: 0.95rem;
}
.nav-links a:hover { color: var(--green-dark); text-decoration: none; }
.nav-links a.active { color: var(--green-dark); }
.nav-cta {
  background: var(--green);
  color: var(--white) !important;
  padding: 0.6rem 1.1rem;
  border-radius: 8px;
  font-weight: 700;
}
.nav-cta:hover { background: var(--green-dark); text-decoration: none; }

.nav-toggle {
  display: none;
  background: none;
  border: 0;
  font-size: 1.6rem;
  color: var(--navy);
  cursor: pointer;
}

@media (max-width: 860px) {
  .nav-toggle { display: block; }
  .nav-links {
    display: none;
    position: absolute;
    top: 100%; left: 0; right: 0;
    flex-direction: column;
    background: var(--white);
    padding: 1rem 1.25rem;
    border-bottom: 1px solid var(--border);
    gap: 0.9rem;
  }
  .nav-links.open { display: flex; }
}

/* ---------- BUTTONS ---------- */
.btn {
  display: inline-block;
  padding: 0.95rem 1.6rem;
  border-radius: 8px;
  font-family: 'Montserrat', sans-serif;
  font-weight: 700;
  font-size: 1rem;
  border: 0;
  cursor: pointer;
  transition: transform 0.08s ease, box-shadow 0.15s ease, background 0.15s ease;
  text-align: center;
}
.btn:hover { text-decoration: none; transform: translateY(-1px); box-shadow: var(--shadow); }
.btn-primary { background: var(--green); color: var(--white); }
.btn-primary:hover { background: var(--green-dark); color: var(--white); }
.btn-secondary { background: var(--navy); color: var(--white); }
.btn-secondary:hover { background: var(--navy-dark); color: var(--white); }
.btn-outline {
  background: transparent;
  color: var(--navy);
  border: 2px solid var(--navy);
}
.btn-outline:hover { background: var(--navy); color: var(--white); }
.btn-lg { padding: 1.1rem 2rem; font-size: 1.05rem; }

/* ---------- SECTIONS ---------- */
section { padding: 4rem 0; }
.section-tight { padding: 2.5rem 0; }
.section-alt { background: var(--white); }

.eyebrow {
  display: inline-block;
  font-family: 'Montserrat', sans-serif;
  font-weight: 700;
  font-size: 0.78rem;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  color: var(--green-dark);
  background: rgba(47, 133, 90, 0.1);
  padding: 0.35rem 0.75rem;
  border-radius: 99px;
  margin-bottom: 1rem;
}
.section-title {
  text-align: center;
  margin-bottom: 0.5rem;
}
.section-lead {
  text-align: center;
  color: var(--slate);
  font-size: 1.1rem;
  max-width: 720px;
  margin: 0 auto 3rem;
}

/* ---------- HERO LOGO ---------- */
.hero-logo {
  display: block;
  width: 180px;
  height: 180px;
  margin: 0 auto 1.5rem;
  filter: drop-shadow(0 10px 30px rgba(0,0,0,0.45));
}
@media (max-width: 640px) {
  .hero-logo { width: 130px; height: 130px; margin-bottom: 1rem; }
}

/* ---------- HERO ---------- */
.hero {
  background: linear-gradient(135deg, var(--navy) 0%, #1c3d5e 100%);
  color: var(--white);
  padding: 4rem 0 4rem;
  position: relative;
  overflow: hidden;
  text-align: center;
}
.hero::before {
  content: '';
  position: absolute;
  top: -100px; right: -100px;
  width: 400px; height: 400px;
  background: radial-gradient(circle, rgba(47,133,90,0.15) 0%, transparent 70%);
  pointer-events: none;
}
.hero .container { position: relative; z-index: 1; }
.hero h1 {
  color: var(--white);
  font-size: 2.9rem;
  max-width: 880px;
  margin: 0 auto 1rem;
}
.hero .lead {
  color: rgba(255,255,255,0.88);
  font-size: 1.2rem;
  max-width: 680px;
  margin: 0 auto 2rem;
}
.hero-actions { display: flex; gap: 0.8rem; flex-wrap: wrap; justify-content: center; }
.hero-page { text-align: left; }
.hero-page .hero-actions { justify-content: flex-start; }
.hero-page h1 { margin-left: 0; margin-right: 0; }
.hero-page .lead { margin-left: 0; margin-right: 0; }
.hero-page {
  padding: 3.5rem 0 3rem;
}
.hero-page h1 { font-size: 2.4rem; max-width: 780px; }

@media (max-width: 640px) {
  h1 { font-size: 1.9rem; }
  h2 { font-size: 1.55rem; }
  .hero { padding: 3rem 0 2.5rem; }
  .hero h1 { font-size: 2.05rem; }
  .hero .lead { font-size: 1.05rem; }
  section { padding: 2.8rem 0; }
  .btn-lg { padding: 0.95rem 1.4rem; font-size: 1rem; }
}

/* ---------- TRUST BAR ---------- */
.trust-bar {
  background: var(--white);
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
  padding: 1.4rem 0;
}
.trust-bar-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1rem;
  text-align: center;
}
.trust-item {
  font-family: 'Montserrat', sans-serif;
  font-weight: 600;
  font-size: 0.92rem;
  color: var(--navy);
}
.trust-item .check {
  color: var(--green);
  margin-right: 0.35rem;
  font-weight: 700;
}
@media (max-width: 740px) {
  .trust-bar-grid { grid-template-columns: repeat(2, 1fr); gap: 0.8rem; }
  .trust-item { font-size: 0.85rem; }
}

/* ---------- GRID / CARDS ---------- */
.grid {
  display: grid;
  gap: 1.5rem;
}
.grid-2 { grid-template-columns: repeat(2, 1fr); }
.grid-3 { grid-template-columns: repeat(3, 1fr); }
.grid-4 { grid-template-columns: repeat(4, 1fr); }

@media (max-width: 860px) {
  .grid-3, .grid-4 { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 560px) {
  .grid-2, .grid-3, .grid-4 { grid-template-columns: 1fr; }
}

.card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 1.6rem;
  box-shadow: var(--shadow);
  transition: transform 0.15s ease, box-shadow 0.15s ease;
}
.card:hover { transform: translateY(-2px); box-shadow: var(--shadow-lg); }
.card h3 { margin-top: 0; }

/* ---------- PROCESS STEPS ---------- */
.steps {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 1rem;
  margin-top: 2rem;
  position: relative;
}
.step {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 1.4rem 1.2rem;
  text-align: center;
  position: relative;
  box-shadow: var(--shadow);
}
.step-num {
  display: inline-grid;
  place-items: center;
  width: 44px; height: 44px;
  border-radius: 50%;
  background: var(--navy);
  color: var(--white);
  font-family: 'Montserrat', sans-serif;
  font-weight: 700;
  font-size: 1.05rem;
  margin: 0 auto 0.8rem;
}
.step h3 { font-size: 1rem; margin: 0 0 0.35rem; }
.step p { margin: 0; font-size: 0.92rem; color: var(--slate); }
@media (max-width: 980px) {
  .steps { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 520px) {
  .steps { grid-template-columns: 1fr; }
}

/* ---------- TIMELINE (detailed how it works) ---------- */
.timeline {
  position: relative;
  padding-left: 2.5rem;
  margin-top: 2.5rem;
}
.timeline::before {
  content: '';
  position: absolute;
  left: 18px; top: 6px; bottom: 6px;
  width: 3px;
  background: var(--border);
  border-radius: 3px;
}
.timeline-item {
  position: relative;
  padding-bottom: 2.2rem;
}
.timeline-item:last-child { padding-bottom: 0; }
.timeline-dot {
  position: absolute;
  left: -2.5rem;
  top: 0;
  width: 40px; height: 40px;
  border-radius: 50%;
  background: var(--green);
  color: var(--white);
  display: grid; place-items: center;
  font-family: 'Montserrat', sans-serif;
  font-weight: 700;
  box-shadow: 0 0 0 4px var(--bg);
}
.timeline-item h3 { margin-top: 0; }

/* ---------- FAQ ---------- */
.faq-list { margin-top: 2rem; }
.faq-item {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  margin-bottom: 0.85rem;
  overflow: hidden;
}
.faq-item summary {
  cursor: pointer;
  padding: 1.1rem 1.3rem;
  font-family: 'Montserrat', sans-serif;
  font-weight: 600;
  color: var(--navy);
  list-style: none;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 1rem;
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary::after {
  content: '+';
  font-size: 1.5rem;
  color: var(--green);
  transition: transform 0.2s ease;
  font-weight: 300;
  line-height: 1;
}
.faq-item[open] summary::after { content: '−'; }
.faq-item .answer {
  padding: 0 1.3rem 1.2rem;
  color: var(--slate);
}
.faq-item .answer p:last-child { margin-bottom: 0; }

/* ---------- TESTIMONIALS ---------- */
.testimonial {
  background: var(--white);
  border-left: 4px solid var(--green);
  border-radius: var(--radius);
  padding: 1.6rem 1.8rem;
  box-shadow: var(--shadow);
  height: 100%;
}
.testimonial p.quote {
  font-size: 1.02rem;
  color: var(--text);
  font-style: italic;
  margin-bottom: 1rem;
}
.testimonial .who {
  font-family: 'Montserrat', sans-serif;
  font-weight: 600;
  color: var(--navy);
  font-size: 0.95rem;
}
.testimonial .where {
  color: var(--slate);
  font-size: 0.85rem;
}

/* ---------- STATES GRID ---------- */
.state-grid {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 0.6rem;
  margin-top: 2rem;
}
.state-pill {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 0.85rem 0.9rem;
  text-align: center;
  font-family: 'Montserrat', sans-serif;
  font-weight: 600;
  font-size: 0.92rem;
  color: var(--navy);
  transition: all 0.15s ease;
}
.state-pill:hover {
  border-color: var(--green);
  color: var(--green-dark);
  transform: translateY(-1px);
  box-shadow: var(--shadow);
}
@media (max-width: 860px) {
  .state-grid { grid-template-columns: repeat(3, 1fr); }
}
@media (max-width: 480px) {
  .state-grid { grid-template-columns: repeat(2, 1fr); }
}

/* ---------- FORM SECTION BANNER (matches intake PDF) ---------- */
.form-section {
  margin-top: 2rem;
}
.form-section:first-of-type { margin-top: 0; }
.form-section-banner {
  background: var(--navy);
  color: var(--white);
  padding: 0.75rem 1rem;
  border-radius: 6px 6px 0 0;
  font-family: 'Montserrat', sans-serif;
  font-weight: 700;
  font-size: 0.95rem;
  letter-spacing: 0.5px;
  display: flex;
  align-items: center;
  gap: 0.85rem;
}
.form-section-letter {
  display: inline-grid;
  place-items: center;
  width: 24px; height: 24px;
  background: var(--white);
  color: var(--navy);
  border-radius: 4px;
  font-size: 0.8rem;
  font-weight: 800;
}
.form-section-body {
  background: var(--bg);
  border: 1px solid var(--border);
  border-top: 0;
  border-radius: 0 0 6px 6px;
  padding: 1.4rem;
}
.form-notice {
  background: rgba(72, 101, 129, 0.08);
  border-left: 3px solid var(--slate);
  padding: 0.9rem 1.1rem;
  border-radius: 6px;
  font-size: 0.92rem;
  color: var(--slate);
  margin-bottom: 1rem;
}
.form-notice strong { color: var(--navy); }

.form-grid-3 {
  display: grid;
  grid-template-columns: 1fr 1fr 2fr;
  gap: 1rem;
  margin-bottom: 1rem;
}
@media (max-width: 560px) {
  .form-grid-3 { grid-template-columns: 1fr; gap: 0; }
}
.radio-row {
  display: flex;
  gap: 1.5rem;
  align-items: center;
  padding-top: 0.5rem;
}
.radio-row label {
  display: flex;
  align-items: center;
  gap: 0.4rem;
  margin-bottom: 0;
  font-weight: 500;
  cursor: pointer;
}
.radio-row input[type="radio"] { width: auto; margin: 0; }
.checkbox-row {
  display: flex;
  align-items: flex-start;
  gap: 0.7rem;
  padding: 0.75rem;
  background: rgba(47, 133, 90, 0.06);
  border-radius: 6px;
}
.checkbox-row input[type="checkbox"] {
  width: 20px; height: 20px;
  margin-top: 2px;
  accent-color: var(--green);
  flex-shrink: 0;
}
.checkbox-row label {
  margin: 0;
  font-weight: 500;
  font-size: 0.93rem;
  line-height: 1.5;
  color: var(--text);
}

/* ---------- FORM ---------- */
.form {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 2rem;
  box-shadow: var(--shadow);
}
.form-row {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1rem;
  margin-bottom: 1rem;
}
.form-group { margin-bottom: 1rem; }
.form label {
  display: block;
  font-family: 'Montserrat', sans-serif;
  font-weight: 600;
  font-size: 0.92rem;
  color: var(--navy);
  margin-bottom: 0.4rem;
}
.form input, .form select, .form textarea {
  width: 100%;
  padding: 0.75rem 0.85rem;
  border: 1px solid var(--border);
  border-radius: 6px;
  font: inherit;
  font-size: 0.98rem;
  color: var(--text);
  background: var(--bg);
  transition: border-color 0.15s ease, box-shadow 0.15s ease;
}
.form input:focus, .form select:focus, .form textarea:focus {
  outline: 0;
  border-color: var(--green);
  box-shadow: 0 0 0 3px rgba(47, 133, 90, 0.15);
  background: var(--white);
}
.form textarea { resize: vertical; min-height: 100px; }
.form-help {
  font-size: 0.85rem;
  color: var(--muted);
  margin-top: 0.3rem;
}
.form-submit { width: 100%; margin-top: 0.5rem; }
@media (max-width: 560px) {
  .form-row { grid-template-columns: 1fr; gap: 0; }
  .form { padding: 1.4rem; }
}

/* ---------- INCLUDED-WITH (checklist) ---------- */
.checklist {
  list-style: none;
  padding: 0;
  margin: 1.5rem 0;
}
.checklist li {
  padding: 0.65rem 0 0.65rem 2rem;
  position: relative;
  border-bottom: 1px solid var(--border);
  color: var(--text);
}
.checklist li::before {
  content: '✓';
  position: absolute;
  left: 0;
  top: 0.55rem;
  width: 24px; height: 24px;
  background: var(--green);
  color: var(--white);
  border-radius: 50%;
  display: grid; place-items: center;
  font-size: 0.85rem;
  font-weight: 700;
}

/* ---------- PRICING ---------- */
.pricing-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 2rem;
  box-shadow: var(--shadow);
  text-align: center;
  position: relative;
}
.pricing-card.featured {
  border: 2px solid var(--green);
  box-shadow: var(--shadow-lg);
}
.pricing-card .price {
  font-family: 'Montserrat', sans-serif;
  font-weight: 700;
  font-size: 3rem;
  color: var(--navy);
  line-height: 1;
  margin: 0.5rem 0;
}
.pricing-card .price .currency {
  font-size: 1.5rem;
  vertical-align: top;
  margin-right: 0.15rem;
  color: var(--slate);
}
.pricing-card .price-label {
  font-family: 'Montserrat', sans-serif;
  font-weight: 600;
  font-size: 0.9rem;
  color: var(--slate);
  text-transform: uppercase;
  letter-spacing: 1px;
}
.pricing-card .price-breakdown {
  background: var(--bg);
  border-radius: 8px;
  padding: 1rem;
  margin: 1.5rem 0;
  font-size: 0.95rem;
  color: var(--slate);
}
.pricing-card .price-breakdown strong { color: var(--navy); }
.pricing-exclude {
  background: rgba(72, 101, 129, 0.08);
  border-radius: 8px;
  padding: 1.25rem 1.4rem;
  margin-top: 1.5rem;
  font-size: 0.92rem;
}
.pricing-exclude strong { color: var(--navy); display: block; margin-bottom: 0.4rem; font-family: 'Montserrat', sans-serif; }
.pricing-exclude ul { margin: 0.3rem 0 0; padding-left: 1.2rem; color: var(--slate); }
.pricing-exclude li { margin-bottom: 0.2rem; }

/* ---------- GUARANTEE ---------- */
.guarantee-block {
  background: linear-gradient(135deg, rgba(47, 133, 90, 0.08) 0%, rgba(47, 133, 90, 0.03) 100%);
  border: 1px solid rgba(47, 133, 90, 0.3);
  border-left: 5px solid var(--green);
  border-radius: var(--radius);
  padding: 1.8rem 2rem;
  margin: 1.5rem 0;
}
.guarantee-block h3 {
  display: flex;
  align-items: center;
  gap: 0.6rem;
  color: var(--green-dark);
  margin-top: 0;
}
.guarantee-seal {
  display: inline-grid;
  place-items: center;
  width: 36px; height: 36px;
  border-radius: 50%;
  background: var(--green);
  color: var(--white);
  font-weight: 700;
  font-size: 1.05rem;
  flex-shrink: 0;
}
.guarantee-list {
  list-style: none;
  padding: 0;
  margin: 1rem 0 0;
}
.guarantee-list li {
  padding: 0.7rem 0 0.7rem 2.2rem;
  position: relative;
  border-bottom: 1px solid rgba(47, 133, 90, 0.15);
}
.guarantee-list li:last-child { border-bottom: 0; }
.guarantee-list li::before {
  content: '✓';
  position: absolute;
  left: 0; top: 0.8rem;
  width: 24px; height: 24px;
  background: var(--green);
  color: var(--white);
  border-radius: 50%;
  display: grid; place-items: center;
  font-size: 0.8rem;
  font-weight: 700;
}
.guarantee-list strong { color: var(--navy); display: block; margin-bottom: 0.15rem; }
.guarantee-list span { font-size: 0.93rem; color: var(--slate); }

/* ---------- CALLOUT ---------- */
.callout {
  background: rgba(47, 133, 90, 0.08);
  border-left: 4px solid var(--green);
  padding: 1.25rem 1.4rem;
  border-radius: 8px;
  margin: 1.5rem 0;
}
.callout strong { color: var(--green-dark); }
.callout p:last-child { margin-bottom: 0; }

.callout-navy {
  background: var(--navy);
  color: var(--white);
  padding: 2.5rem;
  border-radius: var(--radius);
  text-align: center;
}
.callout-navy h2 { color: var(--white); }
.callout-navy p { color: rgba(255,255,255,0.88); margin-bottom: 1.5rem; }

/* ---------- STATS / AUTHORITY ---------- */
.stats {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
  margin: 2.5rem 0;
}
.stat {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 1.6rem;
  text-align: center;
  box-shadow: var(--shadow);
}
.stat-num {
  font-family: 'Montserrat', sans-serif;
  font-weight: 700;
  font-size: 2.4rem;
  color: var(--green-dark);
  line-height: 1;
  display: block;
  margin-bottom: 0.4rem;
}
.stat-label {
  color: var(--slate);
  font-size: 0.95rem;
  font-weight: 600;
}
@media (max-width: 640px) { .stats { grid-template-columns: 1fr; gap: 1rem; } }

/* ---------- FOOTER ---------- */
.site-footer {
  background: var(--navy);
  color: rgba(255,255,255,0.82);
  padding: 3rem 0 1.5rem;
  margin-top: 4rem;
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr 1fr;
  gap: 2rem;
  margin-bottom: 2.5rem;
}
.site-footer h4 {
  color: var(--white);
  font-size: 0.95rem;
  text-transform: uppercase;
  letter-spacing: 1.3px;
  margin-bottom: 1rem;
}
.site-footer a {
  color: rgba(255,255,255,0.82);
  display: block;
  padding: 0.25rem 0;
  font-size: 0.94rem;
}
.site-footer a:hover { color: var(--white); }
.footer-brand p { font-size: 0.94rem; line-height: 1.6; color: rgba(255,255,255,0.72); }
.footer-logo { width: 90px; height: 90px; display: block; margin-bottom: 1rem; }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.12);
  padding-top: 1.4rem;
  display: flex;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 1rem;
  font-size: 0.85rem;
  color: rgba(255,255,255,0.6);
}
.footer-disclaimer {
  font-size: 0.85rem;
  color: rgba(255,255,255,0.6);
  font-style: italic;
  margin-top: 0.5rem;
}
@media (max-width: 760px) {
  .footer-grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 460px) {
  .footer-grid { grid-template-columns: 1fr; }
}

/* ---------- UTILITY ---------- */
.text-center { text-align: center; }
.mt-0 { margin-top: 0; }
.mt-2 { margin-top: 2rem; }
.mb-0 { margin-bottom: 0; }
.muted { color: var(--slate); }